Assisted living for senior citizens refers to several types of housing facilities designed for older adults in need of certain amenities. Assisted living apartments make up the largest type of senior housing facilities for older adults who need personalized care but wish to remain in a residential setting.
Unlike nursing homes, assisted living apartments do not provide care in a clinical setting. Instead, senior residents receive personal care in a social setting that often replicates a home. They are generally reserved for seniors who do not need advanced medical care.
This type of senior housing facility typically houses hundreds of residents at a time in an apartment-like setting. Residents generally have their own private room but share common spaces to socialize. Many assisted living facilities have a plethora of social activities that seniors can enjoy.
Each assisted living facility may have different social itineraries and amenities. Some facilities may offer classes and workshops, others may provide ample day trips to local points of interest. If you are considering an assisted living facility, it is a good idea to take a tour of the facility to get a better idea of the day-to-day activities.
Nearly all assisted living apartments and facilities provide round-the-clock medical care. This helps families rest assured that their loved ones can receive the medical attention they need if something goes wrong.
When it comes to assisted living for senior citizens, the span of services that residents can receive varies. Most facilities provide 24/7 supervision and services like cooking, laundry and housekeeping. Depending on the facility, seniors may receive help with the following tasks:
- Taking medications
- Tending to personal hygiene
- Changing clothes
- Transportation to social activities
Finding affordable assisted living facilities can prove to be a bit tricky. The average monthly cost of assisted living for senior citizens in the U.S. is around $4,400 per month. The cost varies depending on location, amenities and levels of care.
In some states, Medicaid pays a portion of the cost of assisted living for seniors who qualify. However, this is not always available.
Most families pay for assisted living apartments out of their own pockets. The money can come from savings accounts, Social Security benefits, pensions and other types of long-term investments.
If you are looking for other ways to pay for assisted living, consider purchasing a long-term care insurance (LTCI) policy from a private insurance company. These policies are designed to cover the costs of elder care, including assisted living.