What you need before you start

Facebook lets you add a payment method to your account so you can buy things like ads, in-game items, or donations to fundraisers. Before you begin, gather your debit card, credit card, or bank account information — Facebook will ask for one of these three. You'll also need to know your billing address, which should match what your bank or card issuer has on file.

Open Facebook on a computer or phone and make sure you're logged into the account where you want to add the payment method. Facebook stores payment information separately for each account, so if you have multiple accounts, you'll need to add payment details to each one individually.

Key Takeaways

  • Facebook accepts debit cards, credit cards, and bank accounts as payment methods, and you can add more than one to your account.
  • Your billing address must match what your bank or card issuer has on file, or Facebook will reject the payment method.
  • Payment settings are found in your account settings under "Payments" or "Payment Methods," depending on whether you're on a phone or computer.
  • Facebook will ask for the last four digits of your card or account number to confirm you're the owner before saving it.
  • Once saved, your payment method stays on file until you remove it, and you can delete it at any time from your settings.

Adding a debit or credit card on a computer

Go to the top right of Facebook and click the downward arrow next to your name. Select Settings and privacy, then click Settings. On the left side, scroll down and click Payments. You'll see a section called "Payment Methods" with a button that says Add payment method or a plus sign — click it.

Choose Debit or Credit Card from the options that appear. Facebook will ask for your card number, expiration date, and the three-digit security code on the back. Enter your full name as it appears on the card, then your billing address. Make sure the address matches exactly what your bank has — even a missing apartment number or a different spelling will cause the payment to fail. Click Save when you're done.

Facebook will confirm the card by asking for the last four digits. This is a security check to make sure you own the card. Once you confirm, the card is saved to your account and ready to use.

Adding a debit or credit card on a phone

Open the Facebook app and tap the three horizontal lines (the menu) in the bottom right corner. Scroll down and tap Settings and privacy, then Settings. Tap Payments. You'll see Payment Methods — tap Add payment method or the plus icon.

Select Debit or Credit Card. Enter your card number by typing it in or using your phone's camera to scan it — most phones can read card numbers automatically. Add the expiration date and security code, then your full name and billing address. The address must match your bank's records exactly. Tap Save when finished.

Facebook will ask you to confirm the last four digits of your card. Once you do, the card is saved and you can use it to make purchases on Facebook.

Adding a bank account directly

Some countries allow you to link a bank account instead of a card. Go to Settings and privacy > Settings > Payments and click or tap Add payment method. Select Bank Account if that option appears — it's not available everywhere.

Facebook will ask for your bank's routing number and your account number. You can find both on the bottom left of a check, or log into your bank's website to find them. Enter your full name as it appears on the account and your billing address. Facebook will then make two small deposits to your account (usually within a few business days) and ask you to confirm the amounts. This confirms you own the account. Once you confirm, your bank account is linked and ready to use.

Linking a bank account takes longer than adding a card because of the verification deposits, but some people prefer it because they don't have to enter card details.

What happens after you save a payment method

Once your payment method is saved, Facebook stores it securely on your account. When you buy something — like ads, in-game currency, or a donation through a fundraiser — Facebook will use the payment method you choose at checkout. You can have multiple payment methods saved at once and pick which one to use each time you make a purchase.

Facebook will send you a receipt by email after each purchase. Check your email regularly to catch any charges you don't recognize. If you see a purchase you didn't make, report it to Facebook right away through your payment settings.

Removing or changing a payment method

To remove a payment method, go to Settings and privacy > Settings > Payments. Find the payment method you want to delete and click or tap the three dots next to it. Select Remove. The payment method is deleted when ready and Facebook won't charge it again.

To change which card or account you use, straightforward add a new payment method using the steps above. When you make your next purchase, Facebook will ask which payment method you want to use. You don't have to remove the old one unless you want to — you can keep multiple methods on file and switch between them.

Troubleshooting payment problems

If Facebook rejects your payment method, the most common reason is that your billing address doesn't match what your bank has on file. Check your bank's website or call them to confirm your address, then try adding the payment method again with the exact same spelling and format.

If you see an error message saying "Card declined" or "Payment failed," your bank may have blocked the transaction. Some banks flag online purchases as suspicious. Contact your bank and tell them you're making a purchase on Facebook, then try again. If the problem continues, try a different payment method or contact Facebook's support team through your settings.

If you added a bank account and Facebook is still waiting for you to confirm the verification deposits, check your bank account carefully — the deposits are usually very small (under one dollar) and may be straightforward to miss. Once you find them, go back to Facebook and enter the amounts to complete the verification.

Frequently Asked Questions

Can I use a prepaid card on Facebook?

Yes, prepaid cards work the same way as debit cards. Enter the card number, expiration date, and security code just like you would for any other card. Make sure your billing address matches the address on file with the prepaid card company.

Is it safe to add my card to Facebook?

Facebook encrypts your payment information, which means it's scrambled so others can't read it. Your full card number is not stored on Facebook's servers — only the last four digits are visible to you. That said, only add a payment method if you trust the account and have a strong password.

What if I want to use a different card for each purchase?

You can add multiple payment methods to your account and choose which one to use at checkout. When you're about to buy something, Facebook will ask which payment method you want to use. You don't have to pick the same one every time.

Can someone else use my saved payment method?

Only if they have access to your Facebook account. If you share your computer or phone with someone, they could potentially use your saved payment method. To prevent this, log out of Facebook when you're done, use a strong password, and enable two-factor authentication in your security settings.

How do I know if a charge is from Facebook?

Check your email for a receipt from Facebook after each purchase. The charge will also appear on your bank or card statement with "Facebook" or "Meta" in the description. If you don't recognize a charge, report it to Facebook through your payment settings or contact your bank to dispute it.