Where to find your payment method in the Uber app

Open the Uber app and tap the account icon in the bottom right corner. From there, select "Wallet" or "Payment methods" — the exact label depends on your phone's operating system and your app version, but it will be near the top of the menu. You will see a list of all cards and payment methods currently linked to your account.

If you are using an older version of the app, you may instead see a "Settings" option. Tap that, then look for "Payment" or "Payment methods" in the list. The path is slightly different, but the destination is the same.

Key Takeaways

  • Your payment methods live in the Wallet or Payment section of your account menu, accessible from the bottom right icon in the Uber app.
  • You can add a new debit card without removing the old one, then set the new card as your default payment method.
  • Removing an old card takes effect when ready, so make sure your new card is set as default before you delete the expired one.
  • If your card is declined during a ride, Uber will prompt you to update your payment method before the trip ends.

Adding a new debit card to your account

Tap the plus sign or "Add payment method" button in your Wallet. Select "Debit or Credit Card" from the options. You will be asked to enter your card number, expiration date, and the three-digit security code on the back of the card. Some cards also require a ZIP code.

After you enter the information, Uber may run a small temporary charge to verify the card is real — this charge will drop off within a few days and you will not be billed for it. Once verification is complete, the card appears in your payment list and is ready to use.

Setting a new card as your default payment method

In your Wallet, the card marked "Default" or with a checkmark is the one Uber will charge for your rides. To change which card is default, tap the card you want to use and select "Set as default payment method" or a similar option. The change takes effect when ready.

You do not have to remove your old card to use a new one. Many people keep multiple cards linked so they can switch between them if one is declined or if they want to use a different card for a specific ride.

Removing an expired or unwanted card

Find the card in your Wallet and tap it. Look for a "Remove," "Delete," or trash icon. Tap it and confirm the removal. The card will no longer appear in your payment list and cannot be charged.

If the card you are removing is currently set as default, Uber will automatically switch to your next most recent card. If you have no other cards on file, you will be asked to add one before you can request a ride. For this reason, it is safer to add your new card and set it as default before you delete the old one.

What happens if your card is declined during a ride

If Uber tries to charge your card and it is declined, the app will notify you before or when ready after your ride ends. You will see a message asking you to update your payment method. Tap it and either add a new card or select a different card from your Wallet.

Uber will not complete the ride charge until a working payment method is on file. If you do not update your payment method within a few days, your account may be temporarily suspended from requesting new rides, though you can still use the app to view your ride history and account details.

Using a debit card linked to a bank account

Debit cards work the same way as credit cards in Uber — you enter the card number and expiration date just like any other card. The difference is that the charge comes directly from your bank account rather than from a credit line.

Some banks flag Uber charges as unusual activity and decline them temporarily. If this happens, contact your bank to let them know you use Uber regularly. You can also ask your bank to increase your daily spending limit if Uber charges are being blocked because you have hit a cap.

Updating your card information if the number stays the same

If your bank issued you a new card with a new expiration date but the same card number, you can edit the card directly in your Wallet instead of deleting and re-adding it. Tap the card, select "Edit," and update the expiration date. Save the changes and you are done.

If your bank issued you a completely new card number — which happens when your card is lost, stolen, or compromised — you will need to add it as a new card and remove the old one. The old card number will no longer work even if you try to edit it.

Frequently Asked Questions

Can I use a prepaid debit card on Uber?

Yes, most prepaid debit cards work on Uber as long as they have a Visa, Mastercard, or American Express logo. Some prepaid cards have restrictions that prevent online purchases, so if your card is declined, contact the card issuer to ask whether they allow ride-sharing charges.

Does Uber charge a fee to add a new card?

No. Adding a card is free. Uber may run a small temporary charge to verify the card works, but that charge is reversed and you are not billed for it.

What if I want to use a different card for each ride?

You can tap your current payment method at the bottom of the ride request screen and select a different card before you confirm the ride. This lets you choose which card to charge without changing your default.

Can I use the same debit card on multiple Uber accounts?

Yes, one card can be linked to multiple accounts. However, Uber's terms of service require that each account belong to a different person and have a different phone number and email address.